How to tell if a coin is silver: dates, edge, weight and safe tests
For U.S. coins the date answers most of the question: dimes, quarters and half dollars dated 1964 or earlier are 90% silver, Kennedy halves from 1965 to 1970 are 40% silver, and 1942-1945 war nickels with a big mint mark above Monticello are 35% silver. A look at the edge and a few seconds on a scale confirm it without harming the coin.
- 90% silver
- Dimes, quarters, halves dated 1964 or earlier; Morgan and Peace dollars
- 40% silver
- Kennedy halves dated 1965-1970
- 35% silver
- War nickels, 1942-1945, large mint mark above Monticello
- Fastest check
- Date, then edge (copper stripe = clad)
- Best confirmation
- Weight on a 0.01 g scale
- Avoid
- Acid, scratch or file tests
Step 1: the date tells you most of it
U.S. coins followed a legal silver standard for a long time. The Coinage Act of 1873 required silver coins to be 900 parts silver and 100 parts copper out of 1,000, and fixed the half dollar at 12.5 grams, with the quarter and dime at one-half and one-fifth of that weight. Those standards ran through the last silver coins dated 1964. The Coinage Act of 1965 then replaced silver in the dime and quarter with copper-nickel clad metal. It also directed that any 90% silver coins struck after the Act was signed still carry the date 1964.
The half dollar did not lose its silver all at once. Under the 1965 Act the Kennedy half became a 40% silver coin: an outer layer of 800 parts silver and 200 parts copper over a silver-copper core, with the whole coin weighing 11.5 grams and containing 4.6 grams of silver. The U.S. Mint says silver was removed from the half dollar entirely in 1971. Separately, wartime Jefferson nickels from 1942 to 1945 were made from a 35% silver alloy and are marked by a large P, D or S above Monticello's dome (see war nickels).
| Coin | Dates | Silver | Weight | Silver content |
|---|---|---|---|---|
| Dime (Mercury, Roosevelt) | to 1964 | 90% | 2.50 g | 2.25 g / 0.0723 oz t |
| Quarter (Washington and earlier) | to 1964 | 90% | 6.25 g | 5.625 g / 0.1808 oz t |
| Half dollar (Franklin, 1964 Kennedy, earlier) | to 1964 | 90% | 12.50 g | 11.25 g / 0.3617 oz t |
| Kennedy half dollar | 1965-1970 | 40% | 11.50 g | 4.6 g / 0.1479 oz t |
| War nickel | 1942-1945 | 35% | 5.00 g | 1.75 g / 0.0563 oz t |
| Morgan and Peace dollars | all dates | 90% | 26.73 g | 24.06 g / 0.7734 oz t |
Weights for the dime, half and dollars are as listed by PCGS CoinFacts; the quarter is the 1873 legal standard (PCGS rounds it to 6.30 g). Troy ounces use the NIST factor of 31.1034768 grams per troy ounce. Modern silver proof sets and bullion coins are made for collectors and are not covered by this table.
Step 2: look at the edge
The U.S. Mint describes today's dime, quarter and half dollar as clad coins: a copper core sandwiched between layers of a different metal. That core is visible as a copper-colored stripe on the edge. A 90% silver coin is the same alloy all the way through, so its reeded edge is uniformly silver-gray. This is the quickest way to sort a handful of 1964 and 1965 quarters.
Step 3: weigh it
Silver coins are heavier than their clad replacements. Most kitchen scales are not precise enough, but an inexpensive scale reading to 0.01 g works well. Wear removes a little metal, so a well-worn silver coin can weigh slightly less than its standard.
| Denomination | 90% silver | Clad (U.S. Mint spec) |
|---|---|---|
| Dime | 2.50 g | 2.268 g |
| Quarter | 6.25 g | 5.67 g |
| Half dollar | 12.50 g (40% silver: 11.50 g) | 11.34 g |
Weight is especially useful for spotting transitional errors, such as a 1965 coin struck on a leftover silver blank, which would weigh like a silver coin despite its date. Coins like that should go to a grading service for confirmation.
Tests that help, and their limits
Magnet test
Silver is not attracted to a magnet; it is weakly repelled. A coin that sticks is therefore not solid silver. The catch, as bullion dealers point out, is that copper and copper-nickel do not stick either, so a magnet can rule silver out but cannot prove it.
Ring or ping test
Tapping a coin gently with another piece of metal and listening is an old dealer habit. A Thermo Fisher application note on coin testing describes it as non-analytical: near-pure silver gives a sustained ring, while alloys sound different. It works best when you compare against a coin you know is genuine, and the result depends on how and where you tap, so treat it as a hint rather than proof.
Density (specific gravity)
Every metal has a characteristic density. The Royal Society of Chemistry lists silver at about 10.5 g/cm³ and copper at 8.96 g/cm³. Weighing a coin in air and again suspended in water lets you calculate its specific gravity, and a silver coin reads noticeably higher than a copper-based clad one. The differences in weight are tiny for small coins, so you need a sensitive scale and care.
Why not acid?
Acid kits and scratch tests remove or stain metal. The Thermo Fisher note calls the acid test destructive and says it is not acceptable for evaluating valuable numismatic coins, warning that damage can cut a collectible coin's value by thousands of dollars in some cases. If you need certainty, an X-ray fluorescence (XRF) reading from a dealer or assayer is non-destructive.
Melt value: how to calculate it
Melt value is what the silver inside a coin is worth as metal. Work it out in three steps:
- Multiply the coin's standard weight by its silver fineness (2.50 g × 0.90 = 2.25 g for a dime).
- Divide by 31.1034768 to convert grams to troy ounces (2.25 ÷ 31.1034768 ≈ 0.0723 oz t).
- Multiply by the current silver spot price per troy ounce, which you can find on any bullion price chart.
For example, at a hypothetical round price of $10 per ounce (not a current price), a silver dime would hold about 72 cents of silver. Melt value is a floor for common worn coins; scarce dates, high grades and errors can be worth far more as collectibles, so check the date before selling anything as scrap.
Silver outside the U.S.: Britain and Germany
British coins followed a different path. The Royal Mint notes that in the 1920s, as silver prices rose, coins such as the crown went from 92.5% to 50% silver, and that by 1947 they contained no silver at all and were struck in cupro-nickel. See UK pre-decimal coins for dates and denominations.
In West Germany, the Bundesbank's records show that the 5 DM commemorative coins from 1952 through the 1979 "Deutsches Archäologisches Institut" issue were 11.2 g of an alloy with 625 parts silver per 1,000, about 7 g of silver each. From the 1979 Otto Hahn coin onward they were copper-nickel at 10.0 g. The circulating 5 DM coin issued until 1974 was also 625 silver. More detail is in DM-Münzen Wert.
Identify first, then decide
Before you weigh or test anything, scan both sides with Coin Scanner: it reads the date and mint mark, identifies the coin and gives an estimated value range, which tells you right away whether you are holding a silver date or a scarce variety. Estimates are a starting point. For anything that looks rare or unusual, a professional grading and authentication service is the safe way to confirm what it is.
Frequently asked questions
What years are US coins silver?
Circulating dimes, quarters and half dollars dated 1964 and earlier are 90% silver. Kennedy half dollars dated 1965 through 1970 are 40% silver overall. Jefferson nickels from 1942 to 1945 with a large mint mark above Monticello are 35% silver. Morgan and Peace dollars are 90% silver.
How can I tell if a quarter is silver without testing it?
Check the date and the edge. A quarter dated 1964 or earlier is silver and its edge is solid silver-colored. A clad quarter shows a copper stripe on the edge and weighs 5.67 grams instead of about 6.25 grams.
Does a magnet tell you if a coin is silver?
Only partly. Silver is not attracted to a magnet, so a coin that sticks is not silver. But copper and copper-nickel do not stick either, so a coin that ignores a magnet is not proven to be silver.
Should I use an acid test on a silver coin?
No. Acid testing is destructive, and on a collectible coin the mark it leaves can cost far more than the information is worth. Use the date, edge, weight and, if needed, a non-destructive XRF test by a professional.
How do I calculate the melt value of a silver coin?
Multiply the coin's weight by its silver fineness to get grams of silver, divide by 31.1034768 to convert to troy ounces, and multiply by the current spot price per troy ounce. A 90% silver dime holds about 0.0723 troy ounce.
Check your coin in seconds
Coin Scanner identifies a coin from a photo of both sides, reads the date and mint mark, and gives an estimated value range so you know whether it deserves a closer look.
Sources
- U.S. Mint: Coin Specifications (current dime, quarter and half dollar) (accessed 2026-10-13)
- Coinage Act of 1965 (Public Law 89-81), full text on FRASER, Federal Reserve Bank of St. Louis (accessed 2026-10-13)
- Coinage Act of 1873, transcription (World Gold Council) (accessed 2026-10-13)
- Royal Society of Chemistry Periodic Table: Silver (density) (accessed 2026-10-13)
- Thermo Fisher Scientific: Adding Value to the Numismatic Profession with Portable XRF (application note) (accessed 2026-10-13)
- NIST Office of Weights and Measures: Conversion Factors for Precious Metal Sales (accessed 2026-10-13)
- The Royal Mint: 1927 George V Proof Crown (silver content history) (accessed 2026-10-13)
- Deutsche Bundesbank: Gedenkmünzen zu 5 DM (overview PDF) (accessed 2026-10-13)
Related guides
- War nickels 1942-1945: silver content, mintages and how to spot oneWar nickel guide: the 35% silver alloy, the big P, D or S above Monticello, mintages for 1942-1945, the 1943/2-P overdate and the fake 1944 nickels without a P.
- Mercury dime value: key dates, overdates and Full Split BandsMercury dime value guide (1916-1945): 90% silver content, key dates 1916-D, 1921 and 1921-D, the 1942/1 overdates, Full Split Bands and where the mint mark is.
- Roosevelt dime value: silver dates, errors and the coins worth findingRoosevelt dime value guide: which dimes are 90% silver, the 1965 clad switch, the 1982 no-P error, the 1996-W, No-S proofs and how to check yours.
- Kennedy half dollar value: silver years, key dates and varietiesKennedy half dollar value guide: 1964 90% silver, 1965-1970 40% silver, the 1970-D mint-set issue, the 1974-D doubled die and 1964 accented hair proof.
- Washington quarter value: key dates, silver years and mint marksWashington quarter value guide: the 1932-D and 1932-S keys, silver quarters through 1964, the bicentennial drummer, state and park quarters, mint mark spots.